To The Members of the Association:

On behalf of your Association, the Committee on Group Insurance is pleased to endorse a Group Insurance Plan available for all expatriate members - individuals, corporations and institutions - while out of their home country on assignment. The program is also available to members who are key local nationals in any country other than Canada or the United States.

This program is designed specifically for our members and based on your requests for an International Group Plan. Expatriate members will no longer have to rely upon individual overseas plans with coverage restrictions, nor will they have to rely upon home country group plans which lack the special features and support services of a true worldwide group program such as GeoCare International.

Highlights of the GeoCare International Group Program include:

• Available to all Members living outside of U.S.
• Economical U.S. style Group Health and Dental Coverage
• 24-hour Worldwide Assistance and Emergency Medical Evacuation
• International Term Life and Accidental Death & Dismemberment
• Long Term Disability Income Replacement
• COBRA and HIPAA like features
• 12 Months Continuation of Coverage in the U.S.
• Full Conversion Credit for Prior Coverage
• Coverage for Dependents who remain in the U.S.
• Special carve-out programs for employer groups

The Program was presented and recommended by our Insurance Broker, Creekmore Livingston, Inc. Administration is handled by the firm of Rutherfoord International, Inc. of Alexandria, Virginia. For information regarding GeoCare International, contact: geocare@rutherfoord.com.

Sincerely yours,

Terry L. Hollrah, AAPG

Chairman

Kay L. Pitts, AAPG

Vice-Chairman

Ted Beaumont, AAPG

Nancy L. Carter, SEG

Jane R. Crouch, AAPL

Randi S. Martinsen, AAPG

W. Burt Nelson, SPE

Ron Young, AAPG